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Savings Accounts

Your financial needs are unique, and we’re here to help you find the account that fits those needs.

Depending on where you are on your personal financial journey, you have different needs and priorities. We’re happy to offer a wide range of products that can help you manage your finances.

Our Holiday Savings Club is ideal for those individuals who wish to save money and earn interest. This account is perfect for saving for Christmas, taxes, and vacations!

• No monthly service fee
• Tiered interest earned based on account balance
See rates at bottom of the page.
• Free Online & Mobile Banking with eStatement enrollment
• Free eStatements and combined statements
• Unlimited deposits into account

• $25 Opening Deposit
• No withdrawal privileges
• Funds are disbursed the second Tuesday in October via ACH into your First Farmers Checking or Savings Account 
Ready to Start Saving?

Regular Savings

Take advantage of this convenient way to build your nest egg.
  • $50 Opening Deposit
  • $5 Monthly Service Fee if minimum balance is not met
  • $300 Minimum Balance requirement
Open Account

Premier Savings Plus

Maximize your savings with this account that competitive tiered rates that increase with your balance.
  • Free online & mobile banking
  • $50 Opening Deposit
  • $10 Monthly Service Fee if minimum balance is not met
  • $10,000 Minimum Balance Requirement
Open Account

Minor Savings

Build a habit of saving early with our traditional savings account for customers under 19 years of age.
  • $50 Opening Deposit
  • No monthly service fee until age 19
  • No minimum balance requirement until age 19
Open Account

Senior Savings

This simple account structure available only to customers over the age of 55 makes managing your savings easy.
  • $50 Opening Deposit
  • No monthly service fee
  • No minimum balance requirement
Open Account

At First Farmers Bank & Trust, deposits are insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).