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Checking Accounts

Your financial needs are unique, and we’re here to help you find the account that fits those needs.

Depending on where you are on your personal financial journey, you have different needs and priorites. We’re happy to offer a wide range of products that can help you manage your finances.

HARVEST REWARDS - View Details
 
Reap the rewards of a competitive interest rate when you perform a set number of electronic banking transaction.

Benefits:
Earn up to 1.50% APY on balances up to $24,999.99
See rates at bottom of the page.
No Monthly Service Fee with eStatement enrollment
Up to $10 in ATM Fees Refunded per statement cycle
No Minimum Daily Balance Requirement
FREE Online Banking, Mobile Banking, and Telebanking
FREE Bill Pay with eStatement enrollment
FREE Financial Freedom Consultation
Requirements:
15 point-of-sale transactions which post and settle during the statement cycle
Internet Banking enrollment
eStatement enrollment
Ready to Grow Your Money?
OPEN ACCOUNT


eChecking

Save time and help the planet with this no-cost account that lets you bank and receive statements electronically.
  • Unlimited check writing
  • Free online & mobile banking
  • Free Bill Pay if enrolled in eStatements
  • FFBT debit card
  • $50 Opening Deposit
  • No Monthly Service Fee or Minimum Balance requirement
  • Online Banking & eStatements required
Open Account

Interest Checking

Put excess funds to work for you with competitive interest rates that increase with your balance.
  • Free online & mobile banking
  • Free Bill Pay if enrolled in eStatements
  • FFBT debit card
  • $50 Opening Deposit
  • $10 Monthly Service Fee if minimum balance is not met
  • $2,500 Minimum Balance Requirement
Open Account


At First Farmers Bank & Trust, deposits are insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).