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Checking Accounts

Your financial needs are unique, and we’re here to help you find the account that fits those needs.

Depending on where you are on your personal financial journey, you have different needs and priorites. We’re happy to offer a wide range of products that can help you manage your finances.

View Accounts at a glance PDF 

eChecking

Save time and help the planet with this no-cost account that lets you bank and receive statements electronically.
  • Unlimited check writing
  • Free online & mobile banking
  • Free Bill Pay if enrolled in eStatements
  • FFBT debit card
  • $50 Opening Deposit
  • No Monthly Service Fee or Minimum Balance requirement
  • Online Banking & eStatements required
Open Account

Harvest Rewards

Reap the rewards of a competitive interest rates when you perform a set number of electronic banking transaction.
  • $10 ATM Fee Refund per statement if account requirements are met
  • Unlimited check writing
  • Free online & mobile banking
  • Free Bill Pay
  • FFBT debit card
  • $50 Opening Deposit
  • No monthly service fee or minimum balance
  • Online Banking & eStatements required
Open Account

Interest Checking

Put excess funds to work for you with competitive interest rates that increase with your balance.
  • Free online & mobile banking
  • Free Bill Pay if enrolled in eStatements
  • FFBT debit card
  • $50 Opening Deposit
  • $10 Monthly Service Fee if minimum balance is not met
  • $2,500 Minimum Balance Requirement
Open Account

At First Farmers Bank & Trust, deposits are insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).

Your Location:

Our Flora Location

27 West Main, Flora, IN 46929

Hours & Directions Change Location
representative-photo

Maggie Scholl

Administrative Assistant/CSR

574.655.4234

Email Maggie