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CDs and IRAs

If you’re looking for peace of mind and returns on your savings, CDs and IRAs are a definite must in your financial strategy.

Certificates of Deposit (CDs)

Our certificates of deposit allow you to earn returns over a specific period of time, no matter what happens in the financial markets.

7 Month CD Special


Right now we're offering a 7 Month CD at 0.35% APY*! Fill out the contact form or come into the branch to take advantage of this limited time offer!

*0.35% Annual Percentage Yield (APY) effective August 25, 2020 and subject to change. $1,000 minimum deposit to open a 7 Month CD. Must open and/or maintain a FFBT checking account with a $1,000 daily minimum balance. APY reduced by 0.15% to 0.20% APY if checking account is not opened or, during the term of the CD, minimum daily balance is less than $1,000. Penalty imposed for early withdrawal made during the CD term. Maximum balance of $250,000. Offer may end at anytime. Not available for Public Funds, Financial Institutions, or Individual Retirement Accounts. This product automatically renews into a 6 month CD at maturity

Individual Retirement Accounts (IRAs)

Let us help you save for your retirement. Our retirement account offerings include Traditional IRAs, Roth IRAs, and Simplified Employee Pension plans (SEP).