CDs & IRAs
If you're looking for peace of mind and returns on your savings, CDs and IRAs are an important piece of your financial strategy.
Certificates of Deposit
Our CDs offer guaranteed returns over a specific period of time, no matter what happens in the financial markets. Our CD Specials give you an opportunity to lock in a competitive rate over a guaranteed term. Interested? Give us a call.
Individual Retirement Accounts
Planning for retirement? Let us help you save towards your goal with our IRAs. We offer Traditional IRAs, Roth IRAs, and Simplified Employee Pension Plans.
IRA - 18 Month Variable Rate
| Range | Rate | APY | Compound Period |
| None | 1.24% | 1.25%* | Quarterly |
*APY = Annual Percentage Yield. Rates are subject to change. Early withdrawal penalties may apply and impact earnings. Potential for tax deductible qualification if IRS qualifications are met.
Related Services
We want to be your full financial partner, because when you can see the whole picture, you’re set up for success. How else can we help with your financial goals?
01
Personal Lending
Whether it's a new car, a vacation, or another one of life's adventures, our lenders are here to find the right solution for you.
02
Personal Checking and Savings
We are dedicated to your success and ready to help you find the accounts that fit your unique banking needs.
03
Digital Banking
Having your full financial at your fingertips puts you in charge of your goals, your dreams, and your action plan. At First Farmers, we're proud to offer the digital tools that power financial goals.
04
Trustworthy
Goodbye files and folders. Hello Family Operating System.
05
FamZoo
Prepaid cards and a financial education for kids and teens - all in one award-winning family finance app!
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Bill Shark
Are you paying too much for monthly subscriptions? Let Billshark help you find out and negotiate better prices!
07
Changed
Put more money back in your wallet with an app that helps you manage your savings and minimize your debt.
08
ID Notify
Over 50% of consumers say online security is their top concern. Now more than ever, you need identity protection and deeper credit knowledge to take control of your financial security.
09
AKKO
AKKO is insurance as it should be. Full coverage. Customer service that truly cares. Fair prices. And no hidden terms, ever.
10
Turbo Tax
File confidently, with expert help or on your own.
