Skip to main content

Home Equity Loans

Our HELOC Products

A Home Equity Line of Credit could be the most flexible and affordable solution for financing the important things in life – from a new car, to college tuition, to your daughter’s wedding. It makes borrowing as easy as writing a check. Best of all, you pay nothing for your home equity line* until you use it! (*A minimum line of $10,000 is required.)

First Farmers HELOC

If you're a homeowner, you can use the equity you have built up in your home to secure some of the lowest-rate financing available. Get started by Applying Online or stopping by your local FFBT  Branch today!

  • Fast, Flexible, Convenient, and Local
  • Interest may be tax deductible (Check with Tax Advisor)
  • No Closing Costs

Bridge HELOC

Have you spotted your perfect home listed for sale? Are you currently a homeowner? Worried you’ll miss your chance? The Bridge HELOC could be the answer!

This product lets you use the equity in your current home to purchase or place a down payment on that house you’ve been dreaming about. Then, once you are able to sell your current house, you simply pay off the Bridge HELOC.

Bridge HELOCs offer interest only payments, so you won’t be tied down to a huge monthly bill. It’s a convenient and inexpensive way to make that move you’ve been dreaming of.

  • Interest Only Payments
  • Local Decisions, Quick Access to Funds
  • Perfect for Short-Term Cash Needs
  • No need to wait for your current home to sell.

Freedom HELOC

A Freedom HELOC lets you use the equity in your home to finance home improvements, debt
consolidation, a new car…and the list goes on.

You won’t have a large monthly bill each month because the Freedom HELOC has interest only payments. Get started by Applying Online or stopping by your local FFBT Branch today!

  • Interest Only Payments
  • No Closing Costs
  • Competitive Interest Rate
  • Funds are typically available in 2-3 weeks.

Home Equity Loan

If you’d prefer a fixed interest rate and fixed monthly payments, you’ll want to consider a Home Equity Loan. The rates are competitive and you’ll find a choice of repayment terms to meet your needs.

Apply for a mortgage online

Your Location:

Our Flora Location

27 West Main, Flora, IN 46929

Hours & Directions Change Location

Maggie Scholl

Administrative Assistant/CSR


Email Maggie