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About First Farmers
Consumer LoansWe make managing your accounts easy with state-of-the-art convenience services.

Choose the services that will make your banking easier:

Free Telephone Banking
Access account information and transfer funds 24/7 with a toll-free call to (888) 350-3799.

24-Hour Banking
Our ATM/Debit Card can be used across the country and around the world. Use it to access your cash at ATMs worldwide.

Debit MasterCard®
Use your card to access your First Farmers Bank & Trust accounts at ATMs worldwide or make purchases anywhere Debit MasterCard is accepted.

Overdraft Protection
Avoid bounced checks. Add a cash reserve to your checking account and we’ll advance the money required to cover your check, up to the amount of your credit limit.

Bank by Mail
Mail your deposits and payments to the Bank, and receive a receipt for your transaction by return mail.

Easy Switch Kit Form
We’ve made moving your personal accounts simple with our Quick n’ Easy Switch Kit. Just complete the forms and return them to any of our FFBT locations. A member of our staff will contact you to arrange a time that is convenient for you to stop by one of our branches and finish up the process. Click here to get started!

People you can trust
If you have any questions about our products and services, please use our information request form, visit any of our offices, or call (800) 371-3316 to speak with a member of our staff. We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

Our Easy Switch Kit Form can be viewed with Adobe Reader.
Click here to download today.

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First Farmers Bank & TrustMember FDIC Equal Housing Lender