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About First Farmers
Checking

We put your needs first with a range of checking options.

At First Farmers Bank & Trust, we always strive to deliver banking services that meet your personal needs. That’s why we offer a range of checking account options. Each is designed to provide you with advantages that match your financial priorities and your lifestyle.

Free eChecking
With our eChecking account, you can enjoy all the benefits of our recently retired free checking account as long as you sign up for eStatements when you open your account. These benefits include unlimited checking with no monthly service fees and no minimum balance requirements.

Regular Checking
With our Regular Checking account, maintaining a moderate daily balance minimizes, or eliminates, your monthly fee. If you’re 55 or better you can enjoy Regular Checking with no monthly service fees PLUS one free box of standard checks per year.

Interest Checking
If you routinely keep a high daily balance, you can earn competitive interest on your balances with one of our interest-bearing accounts. The more you keep on deposit, the better your rate! Plus, you could qualify for limited free foreign ATM transactions. If you’re 55 or better, we’ll give you one free box of standard checks each year.

FFI Premium Checking
Customers utilizing the services available through our First Farmers Wealth Management Group are eligible to open a FFI Premium Checking account which allows you to earn a competitive interest on your balances with no minimum balance requirements, no monthly service fees, and unlimited orders of standard checks.

GET THE MOST OUT OF YOUR BANKING RELATIONSHIP

Looking for the ultimate checking value, together with money-saving perks? Keep at least $5,000 in any combination of First Farmers Bank & Trust interest accounts (including CDs and IRAs) and you can enjoy:

  • FREE Online Banking and Bill Payment
  • Unlimited Check writing
  • Discounts on a variety of First Farmers Bank & Trust products and services
  • FREE overdraft protection, phone transfers, photocopying, and notary service

Keep at least $10,000 in any combination of First Farmers Bank & Trust interest accounts (including CDs and IRAs) and receive even more great benefits!

Get the advantages you deserve. For more information, or to sign up, please speak with a member of our staff.

Deposits Insured
At First Farmers Bank & Trust, deposits are insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).

People you can trust
If you have any questions about our products and services, please use our information request form, visit any of our offices, or call (800) 371-3316 to speak with a member of our staff. We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.

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First Farmers Bank & TrustMember FDIC Equal Housing Lender