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Michelle Cox, Vice President, Commercial & Ag Lender

I love building strong relationships with families and learning about their needs. I enjoy helping clients find solutions to their farming, financial, business, and banking needs with the large variety of products and services available at First Farmers. I am proud of the role First Farmers plays in many small communities throughout Indiana and the hands-on approach that upper management takes by being an active part of those communities. We're just regular people that understand our neighbors' needs and want to help them find the best solutions.

Michelle joined First Farmers in 2015 and has worked as a commercial and ag lender for over 25 years serving ag and business clients in Carroll, Cass, Howard, Tippecanoe, Clinton, and north central Indiana. She resides in Flora with her husband and 2 teenage children that keep her busy with school functions and sports. Michelle enjoys spending time serving others, through her church and her community involvement in a variety of local groups, to enhance the ag community and promote small town living. Michelle is active in Carroll County serving as Secretary of the Carroll County Redevelopment Commission.

Hometown: Flora


  • Carroll Jr-Sr High School
  • Bachelor of Science Degree in Management, Purdue University


  • Carroll County Community Foundation- Board Member
  • Carroll County Redevelopment Commission- Secretary
  • Flora United Methodist Church- Finance Committee
  • Flora Rotary- Secretary
  • Flora Community Club- 4-H Fair Committee, Parade Committee
  • Carroll County Ag Association- Audit Committee
  • Carroll FFA Alumni
  • Carroll Athletic Boosters
  • Carroll County Religious Education- Fundraising Committee, Building Committee


  • Address: 709 E Columbus St, PO Box 42, Flora, IN 46929
  • Office: (574) 655-4134
  • Mobile: (765) 654-3534
  • Email Please note: Email is not secure