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Elmer Smith, Senior Vice President Commercial Lender, Southwest Regional Lending Manager

I have always felt that the most rewarding part of anyone's job or life is seeing others succeed and knowing that I had a small part in helping them achieve their goals. Seeing the next generation prepare to take over the family business or operation and knowing that they recognize the amount of work that went into creating the business is incredibly meaningful.

Elmer's expertise in commercial lending stretches back to 1982 and he's proud that he has a diverse client base that includes both small family businesses and larger scale commercial projects. Elmer was born, raised, and married in Scottsburg, Indiana. He and his wife live in Terre Haute where they raised two daughters. Their two-year old grandson reminds them to stay young at heart and helps them appreciate their family journey.

Hometown: Terre Haute


  • Bachelor of Science, Union University, Jackson, TN


  • Elmer has held leadership and advisory rolls in many local organizations including, Rotary, FFA and other community foundations and organizations.


  • Address: 3497 South US 41, Terre Haute, IN 47802
  • Office: 812-235-7641
  • Mobile: 812-564-0086
  • Email Please note: Email is not secure.