We put your business first with convenience services that save you time
At First Farmers Bank & Trust, we understand every business is looking for ways to save time and money. That’s why we offer a wide range of banking services that make managing your money faster, easier and more convenient – including online and remote services that let you bank anytime, from anywhere. So you can stay focused on what matters most: running your business.
Use your business debit card to access your First Farmers Bank & Trust account at ATMs worldwide or make purchases anywhere Debit MasterCard is accepted. You can request additional cards with pre-determined spending limits for employee use.
Online Banking & Bill Payment
Connect with your business accounts from home, work or on the road. Log in to our web site to view your accounts, transfer funds between accounts, wire transfer funds, place stop payments, and make direct employee payroll deposits. Plus, you can designate who else can access your account and at what level. Register today!
Our Cash Management system is the answer to your business’ cash management needs. This comprehensive, functionally integrated online cash management system allows you to access images of cleared checks, process stop payment requests, transfer between accounts, originate Automated Clearing House (ACH) transactions, generate reports, and much more.
Deposit checks into your account at First Farmers Bank & Trust whenever you wish in just seconds, without ever leaving your business! Our remote check deposit service is simple and secure, and the ultimate in business convenience. Click here to find out more.
Receive your monthly statements automatically through Online Banking! It’s a quick, secure, and convenient way to view, save, and print your statements. Click here to find out more.
Health Savings Accounts
With changes in health care costs, you can offer High Deductible Health Plans (HDHP) to your qualified employees and they can enroll in our HSA accounts.
Transfer funds between your FFBT account and your account at another financial institution.
Account Structure Changes
We understand that your business needs are constantly changing. That’s why we make it easy to change the structure of your accounts. Simply speak with one of our business experts to determine what products best meet your changing needs.
E-Z Pay Automatic Loan Payments
First Farmers Bank & Trust can help you manage your loan payments.
Access information about your business accounts and transfer funds 24/7 with a toll-free call to 888-350-3799.
Digital check and statement imaging provides you with convenient images of your cancelled checks in numerical order along with your monthly statement of account. Click here to sign up today!
“Sweeping” excess checking balances into an interest-bearing account nightly provides businesses with an excellent return on assets.
Automated Collections and Payments (ACH)
Process business debit and credit transactions via a secure electronic network.
Bank by Mail
Mail your deposits and payments to the bank, and receive a receipt for your transaction by return mail.
Coin and Currency Service
For easy deposit and withdrawal of cash and coin.
Federal Tax Payments (EFTPS)
Make federal tax payments to the IRS electronically to save time and money.
Collect your receivables in a fast, efficient manner. You’ll improve your float and free up valuable staff time.
With our Merchant Services, your business can accept American Express®, Visa®, MasterCard® and Discover® payments from your customers.
Business customers can make deposits when it’s most convenient for them. Just drop your security bag in the night deposit vault (not available at all offices).
Safe Deposit Boxes
A safe deposit box provides extra protection for your important business records and other valuables.
Wire Transfer Service
Speed up incoming and outgoing transfer of funds using our wire transfer service.
Easy Switch Kit Form
We’ve made moving your business account simple with our Quick n’ Easy Switch Kit. Just complete the forms and return them to any of our FFBT locations. A member of our staff will contact you to arrange a time that is convenient for you to stop by one of our branches and finish up the process. Click here to get started!
People you can trust
If you have any questions about our products and services, please use our information request form, visit any of our offices, or call (800) 371-3316 to speak with a member of our staff. We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.