Fill out the form below or swing by your Local Branch
and ask about our auto loans to apply.
*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR rate is based on a minimum credit rating of 750, a 2018 or newer vehicle with less than 75,000 miles, and automatic loan payments from a First Farmers Bank & Trust account. At the discretion of First Farmers, APR may be increased by .25% from 2.99% to 3.24% if automatic loan payments are discontinued. Rate valid for 30 days from the date of original application submission. Auto loan special rates do not apply to refinancing of existing auto loans with First Farmers Bank & Trust.