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Auto Loan Rates as low as 2.99% APR*



Auto Loans & Car Financing Options

Whether you're looking to upgrade with a new auto loan or refinance your current car loan, we have the right auto financing options to meet your needs. We can help put you behind the wheel of a great new or used car with flexible terms and auto loan rates as low as 2.99% APR*. Looking for a better interest rate to lower your monthly car payments? We can refinance your existing car loans, too!

Apply Today

Fill out the form below or swing by your Local Branch and ask about our auto loans to apply.


*APR = Annual Percentage Rate. Subject to credit approval. 2.99% APR rate is based on a minimum credit rating of 750, a 2018 or newer vehicle with less than 75,000 miles, and automatic loan payments from a First Farmers Bank & Trust account. At the discretion of First Farmers, APR may be increased by .25% from 2.99% to 3.24% if automatic loan payments are discontinued. Rate valid for 30 days from the date of original application submission. Auto loan special rates do not apply to refinancing of existing auto loans with First Farmers Bank & Trust.