Deposits

We’re here to help you find the right account to fit your needs.

With over 135 years of serving our local farms and businesses, we know that every operation is unique. That’s why we offer a wide range of products and services, and why we want to meet with each of our clients one-on-one. Because we’re dedicated to your success, we want to hear about your specific banking needs and provide the customized solution that’s just right for you.

Basic Business Checking

Ideal for newer or smaller-sized businesses, this smart and simple account makes it easy to pay bills and monitor cash flow.

Free Online Banking with eStatements opt-in
$50 Opening Deposit
No Monthly Service Fee or Minimum Balance Requirement
150 Included Transactions
Cost per additional transaction: 40¢
Bill Payment: $3/month & 45¢ per transaction

Interest Checking

Benefit from competitive rates that increase with your balance.

Free Online Banking with eStatements opt-in
$50 Opening Deposit
$2,500 Minimum Balance Requirement
$10 Monthly Service Fee if minimum balance not met
150 Included Transactions
Cost per additional transaction: 40¢
Bill Payment: $3/month & 45¢ per transaction

Premier Business Checking

Everything you need to access your finances and a competitive earnings credit that lets you offset services fees.

Pay for services used
Earn earnings credits based on collected balances to reduce or offset monthly fees
Free Online Banking with eStatements opt-in
$50 Opening Deposit
$20 Monthly Service Fee
No Minimum Balance Requirement
Bill Payment: $3/month & 45¢ per transaction
Transaction costs vary by type and may be offset by earnings credit

Commercial Premier Savings Plus

A convenient and guaranteed way to build your business savings

Unlimited deposits
Free Online Banking with eStatements opt-in
$50 Opening Deposit
$10,000 Minimum Balance Requirement
$10 Monthly Service fee if minimum balance is not met

Contact us to apply.
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At First Farmers Bank & Trust, deposits are insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).