Choose the services that will make your banking easier:

Online Account Opening

Open your account with us online. This is a easy, convenient, and secure way to open an account with us from the comfort of your home on your own computer or tablet.

Free Telephone Banking

Access account information and transfer funds 24/7 with a toll-free call to 888-350-3799.

24-Hour Banking

Our ATM/Debit Card can be used across the country and around the world. Use it to access your cash at ATMs worldwide.

Debit MasterCard®

Use your card to access your First Farmers Bank & Trust accounts at ATMs worldwide or make purchases anywhere Debit MasterCard is accepted.

Debit MasterCard® has recently enhanced their card holder benefits and listed below is some of the recently added benefits. If you want to request a complete terms and conditions document, you may call this number toll free (800) 622-7747.

Debit MasterCard Guide to Benefits

 Debit MasterCard-Enhanced
Shopping Benefits

  • Extended Warranty
    • Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year
  • Price Protection
    • Guarantees cardholders the best price on new products purchased with an eligible card by providing a refund on the difference, if you find a lower price within 60 days of purchase.
  • Satisfaction Guarantee
    • Provides up to $250 per new product, if cardholders become dissatisfied with their product within 60 days of purchase and the merchant will not accept a return
 Security Benefits

  • Identity Theft Resolution-Assisted Restoration
    • If someone attempts to steal cardholder's identity, we provide the services you need to report and help resolve the incident.
  • MasterCard Global Service
    • Provides around-the-clock customer service for all of your account-related questions.
  • MasterCard Zero Liability
    • Protects cardholders against unauthorized purchases on your card should your be lost or stolen.
Overdraft Protection

Avoid bounced checks. Add a cash reserve to your checking account and we’ll advance the money required to cover your check, up to the amount of your credit limit.

Bank by Mail

Mail your deposits and payments to the Bank, and receive a receipt for your transaction by return mail.