At First Farmers Bank & Trust, our team is focused on helping you succeed as a business owner. That’s why we offer a wide range of checking and savings options designed to help reduce costs and streamline your cash management. Our business banking specialists will take the time to understand your specific business banking needs and provide customized solutions that address those needs.

Basic Business Checking
Ideal for newer or smaller-sized businesses, this smart and simple account makes it easy for you to pay bills and monitor cash flow.
Features

  • Simple business account structure
  • Free Online Banking with eStatements
  • First Farmers Bank & Trust Business Debit card
Additional Information

  • Opening Deposit – $50
  • Monthly Service Fee – None
  • Minimum Balance Requirements – None
  • Interest Bearing – No
  • Included transactions – 150
  • Cost per additional transaction – 30¢
  • Online Banking – $4/month
  • Bill Payment – $3/month & 45¢ per transaction
Open Now

Interest Checking
Get competitive rates that increase with your balance and a smart way to maximize idle cash.
Features

  • Simple business account structure
  • Free Online Banking with eStatements
  • First Farmers Bank & Trust Business Debit card
Additional Information

  • Opening Deposit – $50
  • Monthly Service Fee – $10 if minimum balance is not met.
  • Minimum Balance Requirements – $2,500
  • Interest Bearing – Yes
  • Included transactions – 150
  • Cost per additional transaction – 30¢
  • Online Banking – $4/month
  • Bill Payment – $3/month & 45¢ per transaction
Open Now

Premier Business Checking
Get all the services you need to access your finances, plus a competitive earnings credit that can be used to offset services fees.
Features

  • Pay for services used
  • Earn earnings credits based on collected balances, used to reduce or offset monthly fees.
  • Free Online Banking with eStatements
  • First Farmers Bank & Trust Business Debit card
Additional Information

  • Opening Deposit – $50
  • Monthly Service Fee – $20
  • Minimum Balance Requirements – None
  • Interest Bearing – No
  • Included transactions – None
  • Cost per additional transaction – Cost varies per transaction type (may be offset by earnings credit)
  • Online Banking – $4/month
  • Bill Payment – $3/month & 45¢ per transaction
Open Now

Not for Profit Regular Checking
To show our interest in building the community, we’re pleased to offer this interest-bearing, no-cost account designed for non-profit organizations.
Features

  • Simple IRS Code 26, Section 501 (c) (3) account structure
  • Free Online Banking with eStatements
  • First Farmers Bank & Trust Business Debit card
Additional Information

  • Opening Deposit – $50
  • Monthly Service Fee – $1 if minimum balance is not met.
  • Minimum Balance Requirements – $100
  • Interest Bearing – No
  • Online Banking – $4/month
  • Bill Payment – $3/month & 45¢ per transaction
Open Now

Commercial Premier Savings Plus
Take advantage of a convenient and guaranteed way to build your business savings with an interest-earning Premier Savings solution.
Features

  • Unlimited deposits
  • Free Online Banking with eStatements
Additional Information

  • Opening Deposit – $50
  • Monthly Service Fee – $10 if minimum balance is not met
  • Minimum Balance Requirements – $10,000
  • Interest Bearing – Yes
  • Online Banking – $4/month
  • Bill Payment – No
Open Now

Deposits Insured
At First Farmers Bank & Trust, deposits are insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).

Save

FacebookTwitterGoogle+Share