Debit MasterCard®- Enhanced

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Debit MasterCard® has recently enhanced their card holder benefits and listed below is some of the recently added benefits. If you want to request a complete terms and conditions document, you may call this number toll free (800) 622-7747.

Shopping Benefits

  • Extended Warranty
    • Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year
  • Price Protection
    • Guarantees cardholders the best price on new products purchased with an eligible card by providing a refund on the difference, if you find a lower price within 60 days of purchase.
  • Satisfaction Guarantee
    • Provides up to $250 per new product, if cardholders become dissatisfied with their product within 60 days of purchase and the merchant will not accept a return
Security Benefits

  • Identity Theft Resolution-Assisted Restoration
    • If someone attempts to steal cardholder's identity, we provide the services you need to report and help resolve the incident.
  • MasterCard Global Service
    • Provides around-the-clock customer service for all of your account-related questions.
  • MasterCard Zero Liability
    • Protects cardholders against unauthorized purchases on your card should your card be lost or stolen.
Debit MasterCard Guide to Benefits

Chip Technology. Safe. Secure. Protected.

cardsWe're pleased to introduce the added security of chip technology to your First Farmers Bank & Trust Debit MasterCard. Chip cards have a microchip embedded in the card that provides increased protection against fraud.

Your chip card comes with technology which makes each transaction more secure by creating a unique dynamic code which is nearly impossible to counterfeit.

Shop with confidence- with a chip card, you'll be ready to make purchases anywhere in the world MasterCard is accepted. Using your chip card for travel and shopping outside the U.S. is now more convenient and safer.

Don’t Fall Victim to the Grandparent Scam

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According to the Federal Trade Commission, between 2012 and 2014, consumers reported more than $42 million in losses from scams involving the impersonation of family members and friends. This scam, commonly known as the “grandparent scam,” is a form of financial abuse that deliberately targets older Americans.

To commit this crime, fraudsters call claiming to be a family member in serious trouble and in need of money immediately. The scammer might say he’s stranded or has been mugged, and call in the middle of the night to add to the urgency and confusion. Once the money is wired, the victim later finds out that it wasn’t their grandchild they were helping, it was a criminal.

  • Confirm the caller. Fraudsters are using social networking sites to gain the personal information of friends and relatives to carry out their crimes. Verify the caller by calling them back on a known number or consult a trusted family member before acting on any request.
  • Don’t be afraid to ask questions. Fraudsters want to execute their crimes quickly. In this type of scam, they count on fear and your concern for your loved one to make you act before you think. The more questions you ask the more inclined they will be to ditch the scam if they suspect you’re on to them.
  • Never give personal information to anyone over the phone unless you initiated the call and the other party is trusted.
  • Never rush into a financial decision and trust your instincts. Don’t be fooled—if something doesn’t feel right, it may not be right. Feel free to say no and get more information before you send money to someone.

For more tips on how to protect yourself and your loved ones from Elder Abuse, visit the American Banker Association's Safe Banking for Seniors resource center.

OlderAmericansTipSheet_GrandparentScam

Source: American Bankers Association

 

 

ATMs where you need them!

ATMShort on cash? Have no fear, at First Farmers Bank & Trust we have full-service ATMs at all locations. Plus ATMs at these Walgreens or CVS locations:

 

  • 501 E National Ave, Brazil, IN
  • 900 E Main St, Danville, IL
  • 4630 S Washington St, Marion, IN
  • 1300 Wabash Ave & 2040 Lafayette Ave, Terre Haute, IN
  • 102 S State St, Westville, IL

Our Hours are Changing!

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Please note: The hours at some of our offices are changing, effective January 1, 2016. Only branches listed are changing , click here for a full list of locations.

Amboy

Monday – Thursday          9:00am – 1:00pm
Friday                                  9:00am – 5:00pm

Clay City

Lobby:

Monday – Thursday     9:00am – 4:00pm

Friday                              9:00am- 5:00pm

Drive Up:

Monday – Friday          8:00am - 5:00pm

Saturday                         9:00am - 12:00pm

Dana

Lobby & Drive Up:

Monday – Thursday    9:00am– 1:00pm

Friday                              9:00am - 5:00pm

Saturday                          Closed

Elwood

Lobby:

Monday – Thursday  9:00am – 4:00pm

Friday                           9:00am - 6:00pm                                

Drive Up:

Monday – Thursday  8:00am – 5:00pm

Friday                            8:00am - 6:00pm

Saturday                       9:00am - 12:00pm

Farmersburg

Lobby & Drive Up:

Monday – Thursday  9:00am – 1:00pm

Friday                            9:00am - 5:00pm

Drive Up:

Saturday                        9:00am - 12:00pm

Huntington

Lobby:

Monday – Thursday  9:00am – 4:00pm

Friday                           9:00am - 6:00pm                                

Drive Up:

Monday – Thursday  8:00am – 4:00pm

Friday                            8:00am - 6:00pm

Saturday                        Closed

Kokomo Central

Lobby:

Monday – Thursday  9:00am – 4:00pm

Friday                           9:00am - 5:00pm                                

Drive Up:

Monday – Thursday  8:00am – 5:00pm

Friday                            8:00am - 6:00pm

Saturday                       9:00am - 12:00pm

Kokomo North

Lobby:

Monday – Thursday  9:00am – 4:00pm

Friday                           9:00am - 5:00pm                                

Drive Up:

Monday – Thursday  8:00am – 5:00pm

Friday                            8:00am - 6:00pm

Saturday                       9:00am - 12:00pm

Kokomo South

Lobby:

Monday – Thursday  9:00am – 4:00pm

Friday                           9:00am - 5:00pm                                

Drive Up:

Monday – Thursday  8:00am – 5:00pm

Friday                            8:00am - 6:00pm

Saturday                       9:00am - 12:00pm

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Third Party Site Disclaimer

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Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of First Farmers Bank & Trust's website.

We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of First Farmers Bank & Trust.