At First Farmers Bank & Trust, we understand every business owner wants to make the most of every dollar earned. That’s why we offer a wide range of checking and savings options designed to help reduce costs and streamline your cash management. Our business banking specialists will take the time to understand your business banking needs and provide solutions that address those needs.
Basic Business Checking
This hassle-free account lets you keep accurate track of your business transactions, while giving you the opportunity to avoid all monthly fees. No minimum daily balance requirement and 150 FREE monthly transaction items.
Add a First Farmers Bank & Trust Business Debit Card and enjoy instant access to your account at ATMs and for purchases of goods and services worldwide.
Premier Business Checking
This account lets you gain earnings credit while taking advantage of no minimum daily balances. With just a small monthly maintenance fee and minimal per-item fees, you can keep an accurate track of all your transactions.
Commercial Money Market
Our Commercial Money Market is an ideal solution for maximizing your return on idle cash while maintaining access to your funds.
Sweep Accounts
Make your money work harder with an overnight investment that generates an automatic transfer of excess balances from a deposit account to overnight investments that earn interest and maintain the liquidity needed to cover your checks.
Health Savings Accounts (HSA)
Confused about managing your healthcare dollars? With an HSA from First Farmers Bank & Trust you and your employees can receive a competitive variable interest rate and check writing convenience, along with tax advantages (check with your tax advisor). Click here to find out more!
Not-for-Profit Checking & Savings
Designed for not-for-profit organizations (as described in IRS Code 26, Section 501(c)(3)), this account has no monthly maintenance fee and unlimited transactions.
Deposit Insurance
At First Farmers Bank & Trust, deposits are insured up to $100,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).
People you can trust
If you have any questions about our products and services, please use our information request form, visit any of our offices, or call (800) 371-3316 to speak with a member of our staff. We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.
