Founded in 1885, as Mark Tully’s Exchange Bank, our institution has steadfastly committed itself to serving its communities with state of the art banking products with old fashioned service. In the dynamic world of financial services, we at First Farmers Bank & Trust pride ourselves on retaining our hometown flavor and quality customer care, while providing innovative lending and deposit products at competitive rates.

Mark Tully, our original founder, was born in Ireland in 1837 and came to Converse, Indiana in the late 1850s. By 1885, he established a banking business that quickly became known as one of the most solid and dependable in the area. With investment from other area businessmen, the operation became known as the Farmer State Bank in 1907. The institution successfully navigated its way through the tumultuous times of the Great Depression and several agricultural hardships to eventually merge with local competitor First National Bank in 1946 to form First Farmers National Bank.

Over the course of the next 5 decades, the new bank would face some of the greatest challenges to community-style banking. Over that time period, banking deregulation, increased competitive pressures, and dynamic economic conditions facilitated the need to become a larger and more diverse operation. Mergers with the State Bank of Amboy in 1975 and Union State Bank of Windfall in 1990 helped the bank achieve the asset base needed to become a multi-county institution. Product diversification allowed the bank to serve a broader type of customer as the loan portfolio grew significantly in mortgage, consumer, and commercial credit.

By 1995, the bank served five counties with eight different offices and was renamed First Farmers Bank & Trust.  The institution continued to grow through the construction of four branches and the acquisition of two bank offices in new markets.  An increased number of ATMs and an online banking platform improved customer access to bank services. In early 1998, First Farmers Wealth Management Division was established in cooperation with Raymond James Financial Services, adding the ability to provide a full array of stock, mutual, and other investment products.

Through expansion efforts over the last two decades, First Farmers Bank & Trust purchased branch locations and expanded operations into nearby areas of Culver, Huntington, Knox, Logansport, Marion, North Judson, Russiaville, and Wabash, while adding additional office branch and operational facilities in Kokomo.   More recently, the bank expanded its footprint to include four branches in Southwestern Indiana and 7 locations in Illinois. In late 2015 and early 2016, the bank further added locations in Flora and Fairmount, IN.

First Farmers Bank & Trust now serves over 60,000 clients throughout Indiana and Illinois from 35 conveniently located branch offices and has become one of the premier community banks in the Midwest. With over 400 employees and over $1.6 billion in assets, the bank has come a long way from its origins. Central to the bank focus is the commitment to remain an independent institution, free to change dynamically to meet the needs of its customers and communities by providing state of the art banking with old-fashioned service.